Does Cigna Health Insurance Cover Methadone Maintenance Treatment?
Different insurance plans cover different treatment programs and rehab centers for substance use disorders. If you have an insurance plan through Cigna and want to find a methadone maintenance treatment (MMT) program that will be covered, call 800-994-1867Who Answers? today.
Your Cigna Insurance
If you have an insurance plan through Cigna, it is likely that at least some if not all of your treatment for addiction will be paid for through your plan. Most insurance programs now list substance abuse treatment as part of their coverage. However, how much your plan will cover and what treatment centers at which you can receive care will depend on your specific plan.
According to Health News Florida, Cigna pulled out of the government-run Healthcare Marketplace in certain states, including Florida, Georgia, and Texas. This means you can’t get a Cigna plan through the Marketplace if you live in these areas. However, you may still have your Cigna insurance in these states if you registered through the Cigna itself or through an employer. While all plans sold through the Marketplace are required to cover treatment for substance abuse disorders, as stated by the Substance Abuse and Mental Health Services Administration, many group and private plans offer this option as well.
Does Cigna Cover MMT?
Cigna’s website includes a helpful FAQ on methadone and its benefits as a treatment option. The insurance company also covers several types of treatment options for heroin and other kinds of opioid addictions. Different variables based on different plans affect how much your particular insurance coverage will likely be, though.
How Can I Find Out What My Cigna Plan Will Cover?
You can call 800-994-1867Who Answers? now to learn more about insurance plans and methadone treatment. Our treatment advisors are trained to help you find the absolute most effective treatment options for your recovery and that includes facilities that will accept your insurance.
- When you call, the treatment advisor you speak with will ask you to provide information about your insurance plan. This can include the type of plan you have, where you purchased it (through your employer, through the insurance company, etc.), and how long you have been a member. It is important to have information about your plan ready when you call.
- You may also have to answer questions about your history of substance abuse, including how long you have been using and what types of drugs you use.
- Once the treatment advisor has all the information they need, they will be able to match you with a program that will take your insurance and provide you with the best options for treatment. They can also help you set up a plan to call the facility and get admitted for treatment.
Why Should I Choose MMT?
Many insurance plans cover methadone maintenance as a treatment option for heroin and prescription opioid addiction, including Cigna. It is a method of recovery that has existed since the 1960s, and millions of people have managed to recover from substance abuse with its help. According to SAMHSA, it is safe, effective, and provides more than just the medication itself; most MMT programs also provide behavioral therapy sessions for patients as well as other options like
- Vocational counseling
- Housing help
- HIV prevention and testing
- Drug counseling
- Support group meetings
In addition, finding a methadone maintenance center that will take your insurance is a helpful way to minimize the costs of your recovery. Most individuals struggling with addiction are also dealing with financial problems, and this is a helpful treatment solution that does not cost very much. Your Cigna plan will pay for at least part of your care, and the rest you can either pay out of pocket or finance over the course of your treatment. In general, MMT is an inexpensive option for recovery, especially for those who can be admitted to outpatient care.
How Can I Find Out If My Plan Will Cover MMT?
It is important to make sure that a particular facility will take your insurance before you decide to start treatment there. Call 800-994-1867Who Answers? now and take the first step toward recovery today.